Real Estate Fund - Learn Investing

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Investing with the real estate fund is a very ideal alternative for those who seek to get their money passively. Therefore, it is frequent to see people willing to put their financial resources in favor of real estate. In this branch, there is the financial market, which also provides opportunities for people who want some good investment in properties and real estate in general.

In Brazil, there are many possibilities to support yourself through this type of business. With real estate, it is possible to make rents and leave the resources that were gathered yielding with the contribution of interest. One way for people who want to rely on this market is to learn more about Real Estate Investment Funds (FIIs).

In this article, you will understand a little about FIIs, see their characteristics, learn about how to invest with them, in addition to understanding what is behind such attractive variable income. After all, around here, millions of people are putting their investments in variable income in recent years.

What are FIIs? Is it possible to invest without buying real estate?

It is important that, first, people understand that when investing in FII, other investors are in the game. In other words, the way in which the FII operates is an organization of several people who invest in a group, following the rules of the Securities Commission (CVM). Therefore, if you want to put your resources into this type of investment, you should be careful about making part of some of the fund's money.

It turns out that this value is equal to the difference between what the FII yields to investors and what that same fund brings in debt with it. Thus, the person who seeks to invest in this type of variable income has a share in the financial resources generated by this result between the two. Then the profit generated depends on how many accounts the person who invested has.

In addition, the profit also comes from the sale of the share that the person invests or the values held with the fund. Another crucial detail for people who want to rely on this variable income fund is that the resources of people with shares are managed by a manager. He is the one who puts the resources in real estate, in fixed income from the real estate market or even in other sets of shares of FII investors.

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Functioning of the real estate fund and other characteristics

When shareholders have access to the fund is another point of attention. This happens because it is the situation where there is an initial public offering (IPO, initial public offering in English). This way, investors will have the chance to invest. But then, they cannot get the resources back if they do not put their shares up for sale when they choose to leave the fund.

But where are the FII negotiations held? On the B3 bag. Three types of funds are traded there:

How to start investing in real estate funds?

First, people who are interested in FIIs need to look carefully at the public offerings of these funds. They are registered with the CVM and contain details such as expected profits from the fund, in addition to what the properties are like, the associated risks and an assessment of how viable the investment is.

Brokers are responsible for these funds. Whether Órama, Genial, Necton, XP Investimentos, among others, the ideal is to see if they offer zero brokerage fees. Other important elements about FIIs are the investment sector of the property, how much it can yield for people, the price of the share itself and the quality of the property.

Before, the person who wants to have an FII needs to put his resources in several types of fund. The main indication is not to put everything you have in a single fund, also looking at how much the value will generate in return. This is also known as FII liquidity.